Start a Repayment Plan — Most creditors just want their money back and they are usually more than happy to offer some sort of payment plan to homeowners. It might take a while to get back to square zero, but this is definitely an option.
Dispute The Lien — Obviously, homeowners shouldn’t do this if the lien is legitimate. But if the lien is unjustified, the homeowner can gather evidence (as much evidence as possible) and dispute the lien.
DON’T Wait To Lose The Home — Ultimately, if a lien continues without being disputed or paid off, the homeowner could lose their property. So the worst thing anyone can do… is nothing. At the very least, homeowners should try to negotiate the lien so they are able to pay the debt.
Sell The Home To a Professional Home Buyer — At Simpatico Properties , we buy houses as-is for cash, even if there are liens. We’ll pay off all the seller’s loose ends and can get homeowners out of sticky situations. Just give us a call at (301) 234-7300 to get a fair cash offer on your home!